Job Description

About Albion Staffing Solutions:
Albion has been offering Temp; Contract and Direct Hire Staffing Services for 20-years from offices located throughout South Florida. Offering General Admin/Clerical and Light Industrial staffing services, Albion also specializes in the Logistics, Allied Healthcare and Banking industries.

About this Position:
Albion is seeking a CRE and C & I Lender for a company located at Coral Gables and Brickell, FL

Job Requirements:

  • Works with the Loan Assistant to prepare loan files for review and will attend the Loan Committee meetings and present the loans to the Board.
  • Accountable for the content of the loan write up and ensures that the information is accurate.
  • Approves sound loans reflecting attention to analysis, loan structure, and pricing relative to the risk and value of the borrower within lending authority and bank loan policy.
  • Facilitates closings with the customer, settlement agents and/or attorneys.
  • Follows-up on any items as appropriate in the commitment, including third party report reviews.
  • Services and manages the loan portfolio.
  • Negotiates complex pricing, loan structure, and loan agreement issues on large borrowers.
  • Monitors existing assigned loans to ensure complete compliance with loan terms, proper loan risk ratings, timely past due management, and problem loan detection.
  • Understands regulatory compliance matters that directly affect lending processes and is committed to complying with those requirements.

Required Knowledge, skills and abilities:

Minimum Education and Experience:

  • Previous and successful in-market experience as a Commercial Loan Officer/Business Banker with experience in C&I lending.
  • Experience doing business with C-Level executives and investors.
  • Experience in all aspects of the loan and credit process and a good understanding of how the banking industry operates.

Technical Knowledge and Skills:

Microsoft office software suite (Word, Excel, PowerPoint, etc); excellent oral and written communication skills. Has the following knowledge:

  • Advanced underwriting skills
  • Highly analytical in nature.
  • Understands both the structure of loans and is experienced with directly negotiating the loan terms.
  • Understanding and knowledge of loan documentation and working with outside counsel to ensure correctness.
  • Knowledge of lending procedures and regulations.

Workplace Location:
Applicants will work in Coral Gables and Brickell, FL

Candidate Advice:
* Pre-Employment and random Drug and Background testing may be applicable.
* Only Local Candidates will be considered; no relocation provided